managing money

The value of saving

“Save a little money each month and at the end of the year you’ll be surprised at how little you have.” – Ernest Haskins This quote is a joke, of course, but actually, in the beginning, it’s true. When we’re digging ourselves out of financial difficulties, our first efforts at savings have to be small. Realistically, we won’t have ...

Manage your money using cash!

“I’m living so far beyond my income that we may almost be said to be living apart.” — e. e. cummings If you are often or always in debt, you will never experience financial freedom until you resolve to stop buying on credit. To do this, you need to set a clear intention, and make a serious ...
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